+12095940663
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No matter what type of loan you need, we're with you every step of the way.
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The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
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REFINANCING is easy with our professionals' help.
Welcome,
Here at Tri-Valley Lending of Stockton, you are more than a credit score to us. We subscribe to the philosophy of building long term relationships based on service and trust.
We believe that everyone CAN OWN a home, which is why we offer FREE consultations to LISTEN and discuss all options that are available to you. We will work with you to make home ownership YOUR reality!!
As we work with you during your loan transaction, we EDUCATE you on the home buying and/or refinancing process from the beginning to end. Our team of Loan Professionals pride themselves on making the daunting task of obtaining financing an easy and UNDERSTANDABLE process.
Just know that we will work diligently on your behalf at all times...to provide you the service and quality that you expect from your finance partner. We thank you in advance for allowing as an opportunity to work with you and look forward to hearing from you.
"Don't think "NO" unless I say so!!"...and I NEVER do because with proper planning and education...everyone CAN OWN a home!!
Recent Articles
Jul
16
2025
16
2025
Game-Changer: Credit Scores Just Got Rewritten
If you’re considering buying a home, your credit score plays a key role in qualifying for a mortgage—and even determines your interest rate. Recently, a big change was announced by the Federal Housing Finance Agency (FHFA) that could affect how lenders evaluate...
If you’re considering buying a home, your credit score plays a key role in qualifying for a mortgage—and even determines your interest rate. Recently, a big change was announced by the Federal Housing Finance Agency (FHFA) that could affect how lenders evaluate...
Jul
08
2025
08
2025
Should You Buy a Home Before Your Divorce is Final? Here’s What to Know
Life doesn’t always follow a neat timeline. If you’re going through a divorce, you might be eager to start fresh in a new place. But buying a house before your divorce is finalized can come with serious complications—both financial and legal. Before you make any...
Life doesn’t always follow a neat timeline. If you’re going through a divorce, you might be eager to start fresh in a new place. But buying a house before your divorce is finalized can come with serious complications—both financial and legal. Before you make any...
Jun
25
2025
25
2025
Why Homeownership Is Still Worth It—Even Beyond the Finances
In today’s market, many buyers are asking: “Is homeownership still worth it?” With rising costs and economic uncertainty, it’s a fair question. But let’s pause for a moment—because homeownership has never been just about the money. In fact,...
In today’s market, many buyers are asking: “Is homeownership still worth it?” With rising costs and economic uncertainty, it’s a fair question. But let’s pause for a moment—because homeownership has never been just about the money. In fact,...
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Jun
20
2025
20
2025
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
When it comes to mortgage rates, most people assume they rise or fall based on whatever the Federal Reserve is doing. But here’s the truth: the Fed doesn’t directly set mortgage rates—and relying on headlines or social media to “time the market” could...
When it comes to mortgage rates, most people assume they rise or fall based on whatever the Federal Reserve is doing. But here’s the truth: the Fed doesn’t directly set mortgage rates—and relying on headlines or social media to “time the market” could...
