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  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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Welcome,

Here at Tri-Valley Lending of Stockton, you are more than a credit score to us.  We subscribe to the philosophy of building long term relationships based on service and trust.

We believe that everyone CAN OWN a home, which is why we offer FREE consultations to LISTEN and discuss all options that are available to you.  We will work with you to make home ownership  YOUR reality!! 

As we work with you during your loan transaction, we EDUCATE you on the home buying and/or refinancing process from the beginning to end.  Our team of Loan Professionals pride themselves on making the daunting task of obtaining financing an easy and UNDERSTANDABLE process.

Just know that we will work diligently on your behalf at all times...to provide you the service and quality that you expect from your finance partner.  We thank you in advance for allowing as an opportunity to work with you and look forward to hearing from you.

"Don't think "NO" unless I say so!!"...and I NEVER do because with proper planning and education...everyone CAN OWN a home!!

Recent Articles

Sep
03
2025
Why Mortgage Rates Move: What Every Homebuyer Should Know
Mortgage rates have been making headlines lately—especially after Fed Chair Jerome Powell’s big speech at Jackson Hole. But let’s be honest… most people see the news and think: “So… is now a good time to buy or refi?” The short answer:...
Aug
27
2025
Mortgage Rates Holding Steady… For Now
After Fed Chair Jerome Powell’s Jackson Hole speech last Friday, mortgage rates dipped to their lowest point since October 2024. Many headlines made it sound like a major shift—but the truth is more subtle, and a lot more important if you’re buying or refinancing a...
Aug
20
2025
Lower Rates? Don’t Relax Just Yet
Over the past few days, mortgage rates have remained relatively steady—but don’t let the calm fool you. Here's what happened over the past three business days and why this quiet might not last much longer. Monday, August 18th Mortgage rates began the week at some of the...
Aug
14
2025
Mortgage Rates at 10-Month Lows! Big Opportunity!
As we look back at the first two weeks of August and into mid-Q3, here’s what we know: mortgage rates are holding steady near their lowest levels since October 2024. That’s a big deal if you’ve been thinking about buying a home, refinancing, or just trying to time the...
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