+12095940663
  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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Welcome,

Here at Tri-Valley Lending of Stockton, you are more than a credit score to us.  We subscribe to the philosophy of building long term relationships based on service and trust.

We believe that everyone CAN OWN a home, which is why we offer FREE consultations to LISTEN and discuss all options that are available to you.  We will work with you to make home ownership  YOUR reality!! 

As we work with you during your loan transaction, we EDUCATE you on the home buying and/or refinancing process from the beginning to end.  Our team of Loan Professionals pride themselves on making the daunting task of obtaining financing an easy and UNDERSTANDABLE process.

Just know that we will work diligently on your behalf at all times...to provide you the service and quality that you expect from your finance partner.  We thank you in advance for allowing as an opportunity to work with you and look forward to hearing from you.

"Don't think "NO" unless I say so!!"...and I NEVER do because with proper planning and education...everyone CAN OWN a home!!

Recent Articles

Oct
22
2025
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
Rates Still Near 3-Year Lows Mortgage rates are holding close to their lowest levels in nearly three years, following a week of modest but steady gains in the bond market. Even though there’s been little major economic data released due to the government shutdown, the broader...
Oct
15
2025
Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
Gen Z Homebuyers Face Big Challenges — But They’re Not Giving Up According to a new survey from Realtor.com, nearly one in five Gen Z adults (ages 18–27) say that housing affordability is their top life concern. Rising home prices and higher mortgage rates have made...
Oct
10
2025
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
A Quiet Day With a Small Move Today was another calm but slightly weaker day for the mortgage market. With the government shutdown still holding up key reports like jobless claims, there wasn’t much fresh data to guide investors. That left the bond market trading mostly on...
Oct
01
2025
Mortgage Rates Holds Steady After Weak Jobs Report
What Happened in the Job Market This week’s key economic data came from ADP, a private payroll company, since the government’s official jobs report has been delayed by the shutdown. Their update showed the U.S. lost about 32,000 jobs in September, even though analysts had...
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