+12095940663
  • No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

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Welcome,

Here at Tri-Valley Lending of Stockton, you are more than a credit score to us.  We subscribe to the philosophy of building long term relationships based on service and trust.

We believe that everyone CAN OWN a home, which is why we offer FREE consultations to LISTEN and discuss all options that are available to you.  We will work with you to make home ownership  YOUR reality!! 

As we work with you during your loan transaction, we EDUCATE you on the home buying and/or refinancing process from the beginning to end.  Our team of Loan Professionals pride themselves on making the daunting task of obtaining financing an easy and UNDERSTANDABLE process.

Just know that we will work diligently on your behalf at all times...to provide you the service and quality that you expect from your finance partner.  We thank you in advance for allowing as an opportunity to work with you and look forward to hearing from you.

"Don't think "NO" unless I say so!!"...and I NEVER do because with proper planning and education...everyone CAN OWN a home!!

Recent Articles

Dec
10
2025
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
Today was a big day for financial markets and mortgage rates. The Federal Reserve held its final meeting of the year, and on the surface, the headline sounds simple: The Fed cut its short-term rate by 0.25%. But for the mortgage world, that headline is only the beginning of the story. What...
Dec
06
2025
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
It’s been a busy week in the mortgage world. Rates moved up, down, and back again—but never broke out of a fairly tight range. Underneath those rate moves, we saw something important: buyers and homeowners are quietly stepping back into the market. Here’s a...
Dec
01
2025
Stronger Data Last Week Caused a Slight Rate Bump
As we head into the first week of December, mortgage rates are starting out just a bit higher than they were before the Thanksgiving holiday. The move was small, but it was driven by something important: stronger-than-expected economic data last week. If you pressed pause on your home...
Nov
21
2025
What Today’s Jobs Report Means for Mortgage Rates
Today’s mortgage rate movement came down to one thing: the long-awaited jobs report. And while the numbers were mixed, the overall effect was simple — mortgage rates held steady instead of rising. Here’s what happened and what it means if you’re thinking...
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