





| Stockton Office 4600 N. Pershing Avenue Suite B Stockton, CA 95207 near intersection of Pershing Ave & March Ln (209) 594-0663/office (888) 316-4415/fax |
| Don't Think "No"... ...Unless I Say So! |
| HOT NEWS...RIGHT OFF THE PRESS!! |

| CA DRE License #01471787 CA DRE Broker License #00832161 NMLS License #326257 |
| FHA NEWS - FHA NEWS - FHA NEWS - FHA NEWS FHA Streamline Refinance Don’t miss out! DO YOU CURRENTLY HAVE AN FHA LOAN OVER 5.00% interest rate? If your FHA loan is over 5.00%, you may qualify for an FHA Streamline Refinance and lower your interest rate to as low as 3.75%. NO Appraisal Yes - 640 Credit Score NO Proof of Assets Yes - Verified Employment NO Income Documentation Yes - Refund of Current Impounds NO Out of Pocket Expenses Yes - Reduced Lender Fees Don’t lose out on this opportunity to reduce your interest and save money!!! IT COSTS YOU NOTHING TO SEE HOW MUCH I CAN SAVE YOU PLEASE CALL THE OFFICE (209) 594-0663, TO MAKE AN APPOINTMENT TO SEE HOW MUCH MONEY YOU CAN SAVE AND GET QUALIFIED!! |